Service Charges | 1) CASH HANDLING CHARGES | |
|---|---|
| In Current Account upto Rs 200000/- deposit or withdrawal in cash it totally free above | In Current Account above Rs 200000/- deposit or withdrawal in cash there is charges of 10 paisa + GST on per 100 rs. |
| In Savings Account upto Rs 100000/- deposit or withdrawal in cash it totally free above | In Savings Account above Rs 100000/- deposit or withdrawal in cash there is charges of 10 paisa + GST on per 100 rs. |
| 2) INWARD CLEARING CHEQUE RETURN CHARGES | |
|---|---|
| In Inward clearing if cheque is returned | Rs.250/- + GST |
| 3) OUTWARD CLEARING CHEQUE RETURN CHARGES | |
|---|---|
| In Outward clearing if cheque is returned | Rs.150/- + GST |
| 4) CHEQUE BOOK CHARGES | |
|---|---|
| In Current Account Cheque Book Issuance Charges | First Cheque Book Free (12 Pages) after that per page Rs.3 + GST |
| In Saving Account Cheque Book Issuance Charges | First Cheque Book Free (6 Pages) after that per page Rs.3 + GST |
| 5) RTGS & NEFT CHARGES | |
|---|---|
| RTGS above Rs.200000/- (Per Transaction) | Rs.25/- + GST |
| NEFT Charges | NIL |
| 6) ACCOUNT CLOSURE CHARGES | |
|---|---|
| Account closed within 1 year (Current Account) | Rs. 150/- + GST |
| Account closed within 1 year (Savings Account) | Rs. 100/- + GST |
| 7) PAY ORDER (DD) CHARGES | |
|---|---|
| Pay Order/ DD charges | Minimum Rs.50/- + GST & above Rs.100000/- there is charges of 0.05 % + GST |
| 8) CERTIFICATE CHARGES | |
|---|---|
| Certificate charges(Any type) | Rs. 100/- + GST |
| 9) STOP PAYMENT CHARGES | |
|---|---|
| Stop Payment charges | Rs. 250/- + GST |
| 10) DUPLICATE PASSBOOK & STATEMENT CHARGES | |
|---|---|
| Duplicate Passbook charges | Rs. 150/- + GST |
| Duplicate Statement charges | Per page Rs. 5/- + GST |
| 11) LOAN PROCESSING CHARGES | |
|---|---|
| Loan Processing Charges | 0.45 % + GST will be charged on Loan Sanctioned Amount |
| 12) INOPERATIVE ACCOUNT DETAILS |
|---|
| 13) SMS CHARGES(QUARTERLY) | |
|---|---|
| SMS charges in Savings Accounts | Rs. 25/- + GST |
| SMS charges in Current Accounts | Rs. 50/- + GST |
| 14) MINIMUM BALANCE CHARGES | |
|---|---|
| In Current Account Monthly Average Balance- Rs. 5000/- | Rs. 250/- + GST |
| In Savings Account Monthly Average Balance- Rs. 1500/- | Rs. 150/- + GST |
| In Premium Savings Account minimum Balance- Rs. 150000/- | Rs. 250/- + GST |
| In Premium Current Account minimum Balance- Rs. 250000/- | Rs. 500/- + GST |
| 15) OTHER CHARGES | |
|---|---|
| Folio Charges in Current Account | Rs. 300/- + GST (Half Yearly) |
| Loan Inspection /Supervision Charges | Rs. 1200/- + GST (Annually) |
| Bank Guarantee Charges | Upto Rs. 10000/- 2 % charges + GST above Rs. 10000/- 2% charges + GST or Rs. 2000/- charges + GST whichever is higher |