Keep your fixed deposit investment intact and get liquidity when you need it. Take a loan against your Fixed Deposit from Shri Vinayak Sahakari Bank without needing to liquidate.

Features :

• Get access to liquid funds.
• Get emergency funds.
• Get competitive rates.
• Pay interest only on utilisation.
• Avail of overdraft facility.
• Forget Prepayment charges.



Eligibility Criteria :

ODFD facility can be given subject to customers producing valid Shri Vinayak Sahakari Bank Fixed Deposit




Required Document :

• Copy of Last Three years income tax return, Pan Card.
• If Applicant is businessman in that case last three years copies of balance sheet, income tax return of the proprietor/partner,statement of capital account.
• If property is to be purchased under housing scheme,the copies of documents,such as share certificate,allotment-letter,sale deed,revenue records of 7/12.
• Copy of authorised building plan.
• Copy of receipt of advance payment - made/copy of agreement to sale.
• Copy of title clearance certificate given by the advocate/ solicitor.
• Consent letter from the society about noting of charge of the bank.
• Three copies of Photograph
• Copy of PAN Card
• Address proof - electricity bill /telephone bill (any one).
• Photo proof - Pan card / Voter card / Driving license (Any one).